Bills & Recurring

Bills & Recurring automatically detects repeating transactions (subscriptions, rent, utilities, etc.) and presents them as trackable recurring items. You can also create recurring entries manually.

The detection engine analyzes your transaction history to find patterns using three tunable parameters (Settings → Recurring Detection):

• Date Deviation Days — How many days apart transactions can be and still count as the same recurrence.
• Amount Deviation % — Tolerance for amount variations between occurrences.
• Name Match Score — Fuzzy-match threshold for merchant name similarity.

• Bills are displayed as cards with next due date, amount, frequency, and category.
• View all matched transactions for any bill.
• Manually create, edit, or delete bills.
• Each bill has a frequency (weekly, biweekly, monthly, quarterly, annual) and a category.

• Recurring Found — Alert when a new recurring pattern is detected.
• Subscription Check — Periodic reminder to review subscriptions for unused services.

Both are configurable in Settings → In-App Notifications.