Subscription & Billing

• Free — Basic budgeting and transaction tracking with limits on budgets and linked accounts.
• Pro — Unlimited budgets, advanced notifications, invoicing, reports, and more.
• Family — Everything in Pro plus family member management, shared dashboards, and savings goals.

Subscriptions are managed in Settings → Subscription. You can:

• View your current plan and billing cycle.
• Upgrade or downgrade your plan.
• Update payment method via Stripe's secure checkout.
• Cancel your subscription (you keep access until the end of the billing period).

Enter a promo code during checkout or in Settings to receive a discount. Promo codes can provide percentage or fixed-amount discounts and may have expiration dates.

Share your referral link to earn credits. When someone signs up using your link and subscribes, both you and the new user receive a discount on the next billing cycle.

Feature access is controlled by your subscription tier. Attempting to use a feature above your tier will prompt an upgrade dialog. The tier configuration is defined server-side and enforced on every API call.