Budgeting

Budgeting is a core feature that lets you set monthly spending limits on one or more categories. Budgets track actual spending in real time and alert you when you approach or exceed your limits.

• Give your budget a name (e.g., "Groceries", "Entertainment").
• Set a monthly spending limit.
• Select one or more categories to track.
• Optionally configure custom notification thresholds in the Advanced section.

Spending is the sum of all transactions in the linked categories for the current calendar month. Both Plaid-synced and manual transactions are included.

Progress is shown as a colored bar — green when under budget, yellow at the warning threshold, and red when exceeded.

Alert Types

• Warning — Spending reached a percentage of the limit (default 80%).
• Exceeded — Spending has surpassed the budget limit.

Configuration

Notification preferences can be set globally in Settings → Notifications, or overridden per-budget using the Advanced section in the budget editor.

Channels

• In-app — Badge and bell icon in the top bar.
• Email — Optional email alerts (configurable per budget).

• Free — Limited number of budgets.
• Pro — Unlimited budgets with advanced notification overrides.
• Family — Shared budgets visible to family members.