Spending Analysis

Spending analysis widgets help you understand your spending patterns at a glance. They slice your transactions by category, merchant, and type so you can quickly identify areas to cut back or optimize.

Spending by Category

A donut chart showing this month's spending broken down by category. Hover over a segment to see the exact amount and percentage.

Category Trends

Tracks how each spending category evolves month over month. Useful for spotting categories that are creeping up over time.

Merchant Spend

Groups your spending by merchant name. Great for identifying which stores or services get the most of your money.

Recurring vs One-Time

Shows how much of your spending is recurring subscriptions versus one-off purchases. Helps you understand your fixed vs flexible costs.

Subscription Cost Timeline

Visualizes how your recurring subscription costs accumulate each month. Useful for finding subscriptions to cancel.

Money Flow

A Sankey diagram showing how your income flows through expense categories. Provides a big-picture view of your monthly money movement from income to spending groups to individual categories.

• All analysis includes both Plaid-synced and manually entered transactions.
• Categories are determined by auto-categorization rules, manual assignments, or Plaid defaults.
• Merchant names come from transaction metadata — you can edit them on individual transactions.

• Categorize uncategorized transactions regularly for more accurate breakdowns.
• Use the Merchant Spend widget to find "invisible" spending — small recurring charges you may have forgotten about.
• Compare the Recurring vs One-Time chart month over month to see if your fixed costs are growing.